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Strategic alliances

Business Development Partners

Bayad Center
Bayad Center is the Philippines’ pioneer and leader in over-the counter multiple bills payment collection business with over 900 payment outlets. i-Pay cardholders can conveniently pay their bills online and using the mobile phone with Bayad Center’s continuously increasing biller partners. In terms of remittance, over 900 Bayad Center payment outlets are strategically positioned nationwide to accommodate cash-in and cash-out transactions, apart from providing over-the-counter bills payment service. Bayad Center also serves as the exclusive distributor of the Bayad Direct Cards powered and supported by i-Payment Solutions Inc.
One Card Network
To address the payment needs of Filipinos in the rural areas, card programs dedicated for cooperatives have been formulated by i-Pay, the OneCardNetwork or OCN. In partnership with various cooperatives having 20 branches found in different provinces in the country. These branches will serve as cash-in and cash-out stations for i-Pay beneficiaries and will render over-the-counter bills payment service to its members. Further, OCN prides itself with providing its affiliate cooperatives a livelihood program called the Pangkabuhayan Package which provides an earning opportunity through retailing mobile airtime.
RxPinoy
Infomediary Philippines Inc. bears the brand of RxPinoy and RxPinoy WiSH brand. RxPinoy is a membership club of health consumers and players in the medical industry such as doctors, hospitals and clinics and medical tourist providers nationwide.

Through the RxPinoy Wish (Wireless Solutions for Health) card powered by i-Pay, RxPinoy’s collection of commissions from its group of medical service providers is made more efficient. For the consumers, the RxPinoy card allows them to pay their medical dues electronically in real time and also avail of homeopathy services and i-Pay payment options feature.
Further, RxPinoy cardholders enjoy discounts from over 3,600 accredited world-class medical providers.

AsiaPro Coop
A leading worker-owned social enterprise, AsiaPro is a manpower cooperative with work experience in diversified service functions and industrial operations. Their service offerings include manpower allocation and deployment to various industry partners to include restaurants, hotels, property and construction management and sales service. Asiapro has 15 branches nationwide. In this partnership, i-Pay has issued over 8,000++ virtual accounts for its members.
BuySalubong
Trade Channel Philippines Inc. owns and manages the BuySalubong online commercial website, www.buysalubong.com, which offers and sells goods and other products and services to its customers.  Trade channel Philippines Inc. aims to implement an internet payment gateway program on the portal utilizing a debit card program that is powered by i-Pay. BuySalubong also aims to have their own BuySalubong account program powered by i-Pay.
iDonate
iDonate is an electronic fund raising system offered to non-profit organizations to raise funds from any individual or group nationwide or even worldwide. Individuals may acquire an i-Pay iDonate account through organizations website or via their mobile phones.

iDonate allows i-Pay cardholders to conveniently support charitable institutions and causes. The iDonate system even keeps track of donor’s data that can be used in future campaigns. Since the i-Pay platform is telco-neutral, this means anyone can utilize or avail any of the i-Pay applications without having to change networks – reach ALL the people that might be interested in supporting a cause.

ENCASH
Encash, the Philippines' first Independent ATM Deployer (IAD), is an affiliate of InterActive Holdings, and a spin-off company of NSys Philippines, which is the leading supplier of NCR Automated Teller Machines in the country.

The Encash Business Model is premised on the felt need for ATMs dispensing cash at select, normally deemed “less than attractive” locations. It aims to meet the considerable demand for cash withdrawals in such sites for a minimal fee charged to the cardholder. Through i-Pay’s partnership with Encash, i-Pay powered cards can now be used in any Megalink, Bancnet and Expressnet ATM networks nationwide.

GHL Systems, Inc.
GHL provides an expertise in the POS terminal arena unparalleled throughout the region with their terminal offerings today that cover every aspect of the point of sale requirements. They are a recognized, accredited and certified by organizations governing bodies such as Visa, Mastercard, JCB, MEPS, SIRIM and the line encryption working group. GHL head office is located in Kuala Lumpur, Malaysia and country offices in Manila, Bangkok, Beijing, HongKong, Singapore, Brunei, China, Indonesia, Thailand, Pakistan, Sri Lanka and Taiwan. In i-Pay’s partnership with GHL, i-Pay powered cards can be accepted in over 200 POS merchants of GHL in the Philippines.
Cebuana Lhuillier Insurance Solutions, Inc. (CLIS)
Cebuana Lhuillier Insurance Solutions, Inc. (CLIS), founded in 1998, is the country's leading non-life insurance agency affiliated with the P.J. Lhuillier Group of Companies. It offers a diverse range of insurance products/services catered to distinct individual or corporate requirements.

CLIS has an authorized capitalization of P100 Million, making it one of the most financially stable and strongest insurance agencies in the country today. It boasts of having already insured 8 million Filipinos and settled Php 15M claims. It has been awarded as Best Micro Insurance Agency for 2 years in a row (2008 and 2009) by Malayan Insurance, the country's largest insurer.

CLIS is affiliated with the industry's Top Ten (10) non-life insurance companies In celebration of our 10th year anniversary P. Lhuillier Insurance Agency (PLIA) re-brands itself to Cebuana Lhuillier Insurance Solutions (CLIS). CLIS aspires to contribute to nation-building by providing quality insurance protection to the Filipino masses at very affordable premiums.

Our aim is to strengthen P. Lhuillier brand association with Cebuana Lhuilier which also caters to the Filipino masses and further heighten the awareness on micro-insurance services.
King Dnarmsa International
King Dnarmsa International, a Multi Level Marketing Company, is the leading supplier of raw Spirulina in 36 countries in 5 continents. It has recently developed its own line of Spirulina products. A Network Distribution was put in place to make available a first class business system to all users that is income generating and sustainable.