SITES COVERED BY THIS PRIVACY POLICY

This Privacy Policy applies to all services available on the I-Payment websites. By visiting this web site, you are agreeing in advance to the current and future terms of this Privacy Policy. If you do not wish to agree to these terms, you should leave this web site.

PERSONAL INFORMATION

Personal Information is information that identifies you as an individual, such as your name, mailing address, email address, age range, etc. Personal information is only obtained when you voluntarily provide the information to us. I-Payment Solutions Inc uses personal information to better understand your needs and interests and to provide you with better service. For example, you may be asked to voluntarily submit your email address to us when communicating with us or your name and email address when entering a sweepstakes or contest.

On occasion, I-Payment Solutions Inc may ask you to voluntarily submit information about other people. For example, this can be done to send them a link to a web page or sign them up for a promotion. Once you choose to provide us with personal information, you can be assured it will be used only to support your relationship with I-Payment Solutions Inc We take seriously the trust you place in us and will not sell, rent or lease your personal information to others.

NON-PERSONAL INFORMATION

Non-Personal Information is information that does not identify you as an individual, such as your browser type, IP Address, the URL of the previous web site you visited, etc. I-Payment Solutions Inc may automatically collect certain types of non-personal information from you when using the I-Payment Solutions Inc website. We may also collect non-personal information that you voluntarily provide, such as information included in response to a questionnaire or survey.

WHY WE COLLECT YOUR INFORMATION

I-Payment Solutions Inc's primary purpose in collecting personal information on the I-Payment Solutions Inc website is to provide you with a safe and efficient experience and to provide you with services and features that better meet your needs or requests. We only collect information that we consider necessary for achieving this purpose. I-Payment Solutions Inc will collect your personal information for the following purposes:

• To facilitate your participation in promotions, announcements or offers of I-Payment Solutions Inc and other organizations;
• To conduct marketing activities and to conduct market research;
• To contact you and send communications to you regarding promotions; announcements or offers relating to your I-Payment Solutions Inc card.

Some of the personal information we collect is essential for us to be able to accurately identify who is using various I-Payment Solutions Inc promotions and announcements and to communicate with you. Other types of personal information we collect help us to profile who are registered cardholders and what their interest are.

HOW WE COLLECT INFORMATION

I-Payment Solutions Inc collects data when you provide information to us or through the use of web technology.

INFORMATION COLLECTED THROUGH YOU

If you choose to use certain services or enter a sweepstakes or contest on the OneCardNetwork global website, we may require you to provide contact and identity information. Where possible, we indicate which fields are required and which fields are optional. If you choose not to use a particular service or feature or enter a sweepstakes or contest, you do not have to provide the contact of identity information it calls for.

NON-PERSONAL INFORMATION COLLECTED THROUGH TECHNOLOGY COOKIES

The I-Payment Solutions Inc global website may use cookie technology to improve your experience on the I-Payment Solutions Inc website and gather data for web site statistical reporting. Cookie technology does not capture your individual email address or any personal information about you.

A cookie is a small piece of information sent by a web site that is saved on your hard disk by your computer's browser. It holds information a site may need to personalize your experience (i.e., rotating images on the I-Payment Solutions Inc Global website home page) and gathers web site statistical data, such as which pages are visited, what is downloaded, the Internet provider's domain name and country that our visitors come from and the addresses of site visited immediately before and after coming to the I-Payment Solutions Inc Global website. However, none of this is associated with you as an individual and is measured only in aggregate.

To browse without cookies, you can configure your browser to reject all cookies or to notify you when a cookie is set. (Each browser is different, so check the "Help" menu on your browser to learn how to change your cookie preferences.) Your experience of the I-Payment Solutions Inc site may be different if you set your browsers to block cookies.

WEB BEACONS

The I-Payment Solutions Inc Global website may use web beacons to serve advertising, enhance email advertising and track usage on the I-Payment Solutions Inc Global website. We use third parties to manage web beacons and the data they collect. Web beacons do not capture your individual email address or any other personal information.

Web beacons, also called clear GIFs (a common format for image files), are invisible files on web pages that you visit. If you visit a page on the I-Payment Solutions Inc website that contains web beacon, it communicates with your computer to determine, among other things, whether you have been to that page before or viewed a particular advertisement.

IP ADDRESS

The I-Payment Solutions Inc website may collect IP addresses for the purposes of systems administration, server problem diagnosis and compiling aggregate information (such as how many visitors logged on the I-Payment Solutions Inc website). When you visit a particular web page on the I-Payment Solutions Inc website, our servers log your IP address. An IP address is a number that is assigned to your computer automatically when you use the Internet.

WHO WE SHARE INFORMATION WITH

We take seriously the trust you place in us and will not sell, rent or lease your information to others. As a result, while we strive to protect your personal information, I-Payment Solutions Inc cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk.

ACCEPTANCE OF POLICY

By visiting the I-Payment Solutions Inc website, you are accepting the terms and conditions of this Privacy Policy, and we have the right to use your information as described in this Privacy Policy. We reserved the right to modify this Privacy Policy at any time. Your continued use of the I-Payment Solutions Inc website after we either personally notify you or generally post such changes on the I-Payment Solutions Inc website will constitute your acceptance of those changes.